Disclaimer/Privacy Policy

Website Disclaimer


By accessing and using this website, you are accepting and agreeing to be bound by and comply with these Terms. If you do not agree to these Terms, please refrain from accessing or using the Site. The Terms may be changed from time to time, without prior notice. The amended Terms shall automatically become effective immediately after they are posted.

Site content

The information contained on the pages of this Site is subject to modification and update from time to time without notice. We do not guarantee or ensure the accuracy, completeness, currency or authenticity of any Site content or functionality, or transmission of any Site content from the Site to you.

Other World Wide Web sites that may be accessed from or provide access to this Site by hypertext links are entirely independent of this Site. The inclusion of any site acknowledgments, identification of any person or entity in the Site, or any hypertext link to or from another site shall not, in any manner, be construed as an endorsement of such person's or entity's World Wide Web site, products, services, or contributions to the Site.

Use of the Site 

This Site does not, and it is not intended to, provide any financial, investment, retirement planning, insurance, legal, accounting, or tax advice. The Site should not be used or relied upon by you as a substitute for your independent research or professional advice. Nothing in this Site constitutes an offer to sell or a solicitation of an offer to buy any security or any investment or insurance product or service.  All offers to buy any security or investment are made only by the prospectus. All products and services are subject to the terms and conditions of the applicable agreements.

Your use of the Site shall be on an "as is" basis entirely at your risk. Crown Capital Securities, LP; Glockzin, Inc.; or WealthGurus®, nor any of their affiliated companies, nor any officer, director, or employee thereof, nor any other person associated with the creation of the Site or its contents, shall be liable or responsible to any person for any harm, loss or damage that may arise in any connection with your use of the Site, including without limitation any direct, indirect, special, third party, or consequential damages. Past performance is not an indicator of future returns and references to performance on this Site are provided as historical benchmarks only.

All products are offered by prospectus only. Investors should consider the investment objectives, risks, charges and expenses before investing. For a prospectus containing this and other information, call or email us.

This material does not constitute an offer to sell nor a solicitation of an offer to buy any security. Such offers can be made only by the confidential Private Placement Memorandum (the "Memorandum"). Please be aware that this material cannot and does not replace the Memorandum and is qualified in its entirety by the Memorandum. Private placement investments involve various degrees of risk, including the speculative market and financing risks associated with fluctuations in the real estate market. Please refer to the "Risk Factors" section of each and every Memorandum. The materials and information contained herein are for information only and cannot be used to make serious decisions on whether or not to participate in a private placement investment.

Privacy Policy

Effective Date: July 1, 2004

We are committed to protecting your privacy. Our website is a great way to find out more about our services, access informative articles, market information and financial calculators. We will not collect any personal, identifiable information without your knowledge.

Identifiable information can be broken up into two categories, personal and non-personal information.

Non-personal information

Our site creates a temporary data file commonly known as a cookie, which allows you to view some of our disclosure information. It may also track the areas of our website that you visit. However, when you close your browser this cookie is automatically deleted from your system. We may collect information regarding the internet provider from which you are connecting to our site, such as AOL or MSN. We may also track the website from which you linked to our site. This information is used statistically and not to identify individuals.

Personal information

You can visit the site and remain anonymous by not providing any personal information. However, you may choose to share this information by completing applications, online forms or requesting that we contact you. Personal information includes, but is not limited to name, address, phone number, and email address. All forms are located in secured areas of our website.

When using secure areas of this website to provide or access your personal information, the information is encrypted, making it indecipherable to third parties. Your browser will indicate that you are in a secure area by displaying a locked padlock in the bottom of the screen. Internet connections cannot be guaranteed to be 100% secure. We have taken all reasonable measures to protect the information entered and accessed on the website. However, we cannot be liable for unintentional disclosure of information.

Sharing information

Your personal information will not be sold, or shared with unaffiliated third parties unless there is a need to disclose information to process a transaction or when the law requires it. Information collected will be emailed directly to us and will be used to provide you with more value, better service, or process a transaction for you. Other sites linked to this site are not covered under this privacy agreement.

Changes to this policy

Future changes may be made to our privacy policy. If you are a client, we will not make any change without first sending you a revised policy. Those changes will also be addressed on this website, which reflects the current privacy policy.

DISCLOSURES (03/25/2020):

This webpage or email and any links or attachment to it may contain confidential and legally privileged information. This information is intended only for the recipient named above. If you are not the intended recipient, take notice that any disclosure, copying, distribution or taking of any action based upon this information is prohibited by law. If you have received this webpage or email in error, please return it to the sender and delete this copy from your system.

To comply with IRS regulations, we advise you that any discussion of Federal tax issues in this correspondence was not intended or written to be used, and cannot be used by you, (1) to avoid any penalties imposed under the Internal Revenue Code or (2) to promote, market or recommend to another party any transaction or matter addressed herein.

Information or discussion in this email should not be construed as tax, accounting, or legal advice but only as talking points to discuss with your appropriate legal and tax advisor.  We do not give tax, accounting or legal advice.  Information contain herein or on any link or attachment is strictly for educational purposes and collected from sources believed to be reliable, however, the accuracy and completeness of such is not guaranteed.  In the event of any discrepancy, the sponsor’s or original source valuation or information shall prevail.

No trades will be accepted or honored by email or voicemail.  Nothing within this correspondence should be construed as an offer to purchase any security.  Such offer can be made only by prospectus or offering document.  Under no circumstance should anything contained within this correspondence be construed as an offer or solicitation in any state or jurisdiction that requires registration; unless, we are properly registered in or exempt from registration in that state or jurisdiction.

The predictability,  sustainability, and guarantees of income are backed by the claims-paying ability of  sponsoring insurance company and do not apply to the principal amount or investment performance of the separate account or its underlying investments.   Guaranteed income is usually based upon the age of first withdrawal. Usually a zero or less performance case scenario is presented, and returns may be better or worse.  But, in no case, should past performance of any investment be relied upon as a predictor of future performance.

Before investing, you should carefully consider investment objectives, risks, charges and expenses.  This and other important information is contained in the prospectuses, summary prospectuses, and offering documents, which can be obtained from us or the sponsor and should be read carefully.

Securities and advisory services offered through Crown Capital Securities, L.P., a Registered Broker/Dealer and Investment Advisor. Member FINRA/SIPC.  Branch office mailing address is: 11251 Rancho Carmel Drive #500208, San Diego CA 92150. Branch street address is: 10620 Treena St 230, San Diego CA 92131. You may contact the branch by calling 866.246.8709 or email to Info@WealthGurus.com.

WealthGurus® is a Registered Trademark of Glockzin, Inc. and all rights are reserved.  Crown Capital Securities, LP, and WealthGurus® are nonaffiliated companies.

Gary A. Glockzin's California Insurance License #0758666.​
Janice Glockzin'    California Insurance License #0D87717​​​​